The credit group Family is made up of eight members: one man and seven women. They work different jobs, but each one gives them the opportunity to improve their financial stability and ensure that their families get ahead. They are very hard working and kind people, who are always keep their sense of humor and the culture and traditions passed down to them by their parents. They live in the city of Cuenca, which is surrounded by rivers and mountains. It has a cold climate, and downtown Cuenca is a mix of modern and colonial architecture.
Ana is one of the members of this group. She is married, 35 years old, and has no children. Her husband works as a bricklayer. They do not have their own home; they rent.
Ana works selling fruits and vegetables, which she has done going on 10 years. She works Monday through Saturday, with no fixed schedule. She has her own stand in a market in the city. Her new loan will be used to purchase fruits and vegetables so she can continue to grow her business.
Her dream is to one day have her own home.
In the group photo, the small picture at the bottom is of a member who could not be present when the group photo was taken.
El grupo de crédito Family está formado por 7 socias y 1 socio, quienes laboran en diferentes actividades las mismas que les dan la oportunidad de mejorar su estabilidad económica y sacar adelante a sus familias, son personas muy trabajadoras, amables y gentiles que mantienen siempre su buen humor y su cultura y tradiciones inculcadas por sus padres. Viven en la ciudad de Cuenca que está rodeada 4 ríos y grandes montañas, tiene un clima frió, su centro es una mezcla de la arquitectura colonial y moderna.
Una de las socias de este grupo es la Señora. Ana, tiene 35 años, es casada y aun no ha concebido hijos. Su esposo labora como albañil, no tienen casa propia por lo que viven arrendando.
Doña Ana se dedica a la venta de verduras y frutas, trabajo en el cual lleva 10 años, labora de lunes a sábados sin un horario fijo y tiene su propio puesto en un mercado de la ciudad.
Su nuevo crédito lo va a invertir en la compra de verduras y frutas para continuar creciendo en su negocio.
Su sueño es tener su casa propia.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.