Dorothy is a forty-year-old mother of six children. She lives in Kisumu, Kenya with her family. She is the proprietor of a food kiosk established in 1999. She specializes in making chapattis, the local favorites, which she serves with boiled beans and green lentils to her clients. She also makes mandazis, normally served with tea. Her business has flourished over the last nine years and this she attributes to four microfinance loans received from KMET/KIVA. She now requires an additional US $800 for expansion.
Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.