The loan will benefit the group of small business owners which Laura belongs to. She says that she has been a member of Pro Mujer for four years and joined after being invited by a friend who is also a member of the institution. She currently runs a business selling underwear, which she learned from her mother when they worked together. Later she decided to branch out on her own.
The loan she is requesting is to increase her stock (buying more clothing) which she will acquire wholesale at stores in the city of La Paz. Afterwards, she will sell the goods at her stall. This means of income allows her to generate enough resources to maintain her household where she is single and has a son.
When asked what she likes about Pro Mujer, she says she enjoys the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Laura es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia en la institución. En la actualidad ella tiene un negocio de venta de ropa interior; da a conocer que este negocio lo aprendió de su madre, ya que anteriormente trabajaba con ella, posteriormente decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de mercadería (compra de ropa) que adquirirá, por mayor, de las tiendas de la Ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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