2 De Julio Group
This loan will benefit micro businesses such as Angélica's. She has been a member of Pro Mujer for three years. She joined at the invitation of her cousin, who is a partner of the institution. She sells clothing, a business she started on an aunt's recommendation, and she has been engaged in this work for six years.
She will use this loan to buy wholesale clothing at fairs to later sell in her shop. This work allows her to support her family; she is married and has three children. When asked what she likes most about Pro Mujer, she mentioned the health facility.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una prima que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por recomendación de una tía y desde hace seis años trabaja en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra ropa) que adquirirá de las ferias, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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