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21 De Septiembre Group
In this Group: Brigida, Amalia , Elena , Evaristo, Francisca , Arminda , Simona, Nancy
21 de Septiembre Communal Bank will start its first loan cycle with Pro Mujer as part of the Copacabana Regional Office. It's made up of eight members and governed by a board of directors of which Brígida is the president. The bank members carry out a variety of businesses, including clothing sales, cattle sales, and milk sales.

The loan they're getting will benefit small business entrepreneurs like Brígida. She says it's the first time she has been a member of Pro Mujer, having joined on the invitation of a loan officer from the institution who went to her house. Currently she has a business selling potatoes and cheese. She says she learned this business from her mother, who taught her to make these products. Later she decided to take her products to the markets to sell.

The loan she's currently getting is to buy barley for animal feed, which she'll get from the area markets and later give to her animals. This form of work allows her to generate resources to support her household to the extent possible, because she's single and has two children.

When asked what she likes about Pro Mujer, she says the trainings and saving money.
View original language description ↓
La A.C. “21 DE SEPTIEMBRE” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Brígida es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, venta de ganado vacuno, venta de leche.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Brígida es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de papa y queso; da a conocer que este negocio lo aprendió de su madre quien le enseño a la elaboración de estos productos, posteriormente decide llevar sus productos a las ferias donde los vende.

El crédito que ahora sacará es para el alimento de sus animales (compra de cebada) que adquirirá de las ferias aledañas y posteriormente lo dará a sus animales. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 224
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 21 De Septiembre Group's $2,875 loan helped a member to buy barley.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013