Update on TatyanaTatyana sells various retail goods at one of the markets in Pavlograd. She has her own retail outlet, located in the food rows of the market. The main product groups that Tatyana sells can be categorized as small convenience merchandise, specifically plastic bags, heavy-duty bags, lids for canning, canning keys, chemicals and jars. Tatyana needs a loan in the amount of 22,000 hryvnia to purchase bags, jars, lids and other household goods for canning berries, fruits and vegetables. Summer is the season for canning for many people in Ukraine. Many Ukrainians love dachas and grow their vegetables on small land plots, and then can fruits and vegetables to prepare for the winter. Tatyana knows about this Ukrainian tradition and wants to get ready for the busy season and increased demand.
Татьяне потребовалась сумма в 22 000 гривен для того, чтобы закупить пакеты, банки, крышки и другие хозтовары для консервации ягод, фруктов и овощей. Лето – сезон консервации для многих хозяек в Украине. Многие украинцы любят дачи и выращивают свои овощи на небольших земельных участках. А потом консервируют фрукты и овощи и делают заготовки на зиму. Татьяна знает об этой украинской традиции и хочет подготовиться к насыщенному сезону и повышенному спросу.
Previous Loan DetailsTatyana is married with two adult sons. She sells various products like plastic bags, toilet paper, napkins, and artificial flowers at the central market in Pavlograd City. Tatyana has been in this business for 16 years. Being polite and offering good products at low prices has helped Tatyana to ... More from Tatyana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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