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Adom Group
In this Group: Maureen, Esther, Lydia, Patience, Lizzy, Grace
Lydia is married and is 47 years old. She completed the six years of primary education. She has five children and all are attending school. She works selling plantain, corn dough, cassava dough and cassava. She started the business with a family loan and has six years’ experience to date. She relies on her husband’s support – he’s a taxi driver.

Lydia is requesting 400 cedis to buy enough items to sell to customers. In the future, she’d like to have a prestigious foodstuff store where people can find everything.

The other group members sell beans, footwear, milk, Milo and cooking oil.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $2,643
    Average annual income
  • 17
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Adom Group's $1,200 loan helped a member to buy plantain, corn dough, cassava dough and cassava to sell to customers.
99% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 6, 2013
Listed
Jun 22, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013