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Virgen De Copacabana De San Sebastian Group
In this Group: Clida, Margoth, Patricia Haydee, Juana, Abraham, Honorata, Flora, Jose Antonio, Jesus Emilio*, Rosmery*, Ernestina, Maria Irene
* not pictured
The members are part of the communal bank Virgen de Copacabana de San Sebastián, located in the San Sebastián district, province of Cusco (Department of Cusco).

Clida is one of its members. She's 31 years old and has 3 children. She has her own business selling "salchipapas" (a Latin American fast food dish that consists of sliced pan-fried beef sausages and French fries) and uses a cart to sell in the streets from 4pm to 11pm. She has had this business for 8 years and things have gone well. She's now requesting a loan to buy potatoes and sausages. Her dream is to have a restaurant in the future.

The other group members work in the lodging, clothing, grocery and taxi businesses. Those that appear in separate pictures could not be present for the group picture due to work reasons.

Clida is grateful to all that make this dream possible and commits to complying with her payments as scheduled.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN DE COPACABANA DE SAN SEBASTIAN”; Este banco se ubicada en el distrito de San Sebastian, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Clida ella es conviviente y tiene 31 años y tiene 3 hijos; La socia trabaja en su negocio de venta de salchipapas, la socia vende las salchipapas que es un plato a base de papas con salchichas, la socia tiene una carreta donde vende en forma ambulatoria desde las 4:00 p.m hasta las 11:00 p.m,la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es tener un restaurant. La socia solicita el crédito para comprar papas y salchichas.
Los socios que estan pegados a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.

Los otros socios se dedican al negocio de hospedaje, negocio de ropa, negocio de tienda de abarrotes y negocio de venta de servicio de taxi.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,953,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Copacabana De San Sebastian Group's $5,400 loan helped a member to buy potatoes and sausages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 24, 2013
Jul 1, 2013
Currency Exchange Loss:
Dec 17, 2013