Update on DeliaDelia works in agricultural production growing vegetables and flowers that she subsequently sells in one of the markets in the city of La Paz. She lives with her children in her own house located in the community of Palomar in the Río Abajo Sector of Murillo Province in La Paz Department; a town located an hour away from the city of La Paz.
The loan she needs is to buy improved seeds in order to improve production yielding quality product that will help her preserve the environment since the use of these seeds requires less irrigation so this important resource is optimized this way.
Delia’s dream is to increase agricultural production without causing damage to the environment, preserving it and producing good quality product every time.
This is her second loan request to IMPRO and to KIVA.
El crédito lo requiere para compra de semilla mejorada: de esta manera mejorara su producción tendiendo un producto de calidad y ayudara a la preservación del medio ambiente ya que al utilizar estas semillas ya no necesitara mucho riego de agua y así optimizara este recurso tan importante.
El sueño de Delia, es incrementar su producción agrícola sin dañar el medio
ambiente, preservándolo y producir cada ves un producto de buena calidad
Es la segunda vez que solicita crédito junto a IMPRO y la segunda vez con KIVA.
Previous Loan DetailsSeñora Delia works in agriculture and also has a small number of dairy cows. Her husband works in car transportation. The loan that she is requesting is for the purchase of a pair of dairy cows to increase her milk production and therefore improve her family's income. She lives in her pare... More from Delia's previous loan »
More information about this loan
This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jun 7, 2013
- Jun 19, 2013
- Currency Exchange Loss:
- Jul 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.