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Update on Abdul

This is 33-year-old Abdul. He is married and has two children, aged 6 and 3 years. He has one additional dependent, who lives with him as a sales assistant.

In 2011, Abdul established his business: mobile phone credit voucher cards for different communications. He began his business because he wanted to help himself and his family by becoming self-employed. His business is located in the outskirts, and his main customers are the general public, men and women.

Working seven days a week and 14 hours a day, he earns about 1,000,000 SLL (Sierra Leone leones) every month from this business. He would like a loan in the amount of 3,000,000 SLL. Abdul requires a loan in order to buy more credit voucher cards for resale. Abdul planned to open another shop to be managed by his wife to get more profit. He is now having another shop that is being managed by is wife, so Abdul’s dreams have come true by the help of the loan. He thanks you for your support.

Previous Loan Details

This is 33-year-old Abdul. He is married and has two children aged two and five years. He has one additional dependent living with him who provides sales assistance. In 2011, Abdul established his telephone credit card business along with selling of mobile phones accessories and American movies... More from Abdul's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,329.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Abdul to buy more credit cards and movies and to open another outlet.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 25, 2013
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Abdul. It was first posted on Kiva on Oct, 2012. Learn More