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Lilit is 22-years-old and despite being so young, she lives alone and manages her own small business. Lilit makes pizza dough and she also makes dough of "gata" (an Armenian national sweet cookie). She sells it in local shops and food service centres.

Lilit has vocational education. She has graduated College of Technology and has a specialty of manager. After graduating, Lilit worked as a cashier at a shop.

Lilit lives in rented flat separate from her parents, who live in Akhtala in their house. Lilit has decided to enlarge her business and she needs 200,000 Armenian Drams (AMD) to buy some necessary materials for it (flour, eggs and butter). Lilit relies on Kiva lender's support and kindness.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lilit to buy flour, eggs and butter for her ocupation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2013
Jun 21, 2013
Currency Exchange Loss:
Apr 16, 2014