Noupagagnon 4 Group
They have joined the microfinance institution Soro Yiriwaso in order to successfully carry out their farming activities during the rainy season. They are on their fifth loan with the institution and have duly repaid their previous loans.
The featured borrower, Djenebou, grows groundnuts. In the photo, she is in the middle of the standing row. She plans to use her loan to buy agricultural inputs and seeds to cultivate one hectare (2.47 acres) of land.
After the harvest, she sells her crop in her village and at the Sikasso market, to a customer base which consists of men and women.
She is expecting to make a profit of 100,000 CFA francs per growing season. This profit will allow her to repay her loan and to help her husband cover the daily expenses.
Naminata and Sanata were not present when the photo was taken, which is the reason why they are not pictured with the group.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide avec Djenebou debout au milieu.
Avec son prêt, elle compte acheter les intrants et semences pour entretenir 1 hectare.
La production est vendue au niveau du village, au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice de 100 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Mme Naminata et Sanata n’étaient pas présente lors de la prise des photos raison pour la quelle elles n’apparaissent pas sur la photo du groupe.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid