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Paytsar is from Verishen village where she lives with her husband, son, daughter-in-law and two adult grandchildren. Paytsar has been involved in agriculture for 16 years. She keeps 15 pigs, three cows and cultivates potatoes. Paytsar's husband and son take the gathered harvest to the local market and sell it.

To tackle financial hardships, Paytsar would like to enlarge her agricultural activity. By requesting this loan, Paytsar wants to purchase a cow, a calf and four pigs. The loan is very important for Paytsar to start a business of selling cheese in order to increase her income.

Paytsar does her best to improve her family's living conditions and ensure a brighter future for her grandchildren.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Paytsar to pay for a cow, a calf and four pigs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 21, 2013
Currency Exchange Loss:
Jun 17, 2015