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Patience's Group
In this Group: Nuel, Patience, Alberta
Patience's Group is made up of three women who have taken and repaid loans without any difficulty since 2010 and they are part of the mother group called Noyaa. Their main activity is retail.

Patience, the group's representative, is a 48 year-old single mother of two children both girls.

Patience has a shop inside her house and she sells cloth and underwear to her customers. She has seven years of experience in this field. In the photo, she is the woman at the right carrying goods on her head.

She plans to use her loan of GHS 1000 in order to buy wax-prints and underwear in order to strengthen her business and increase her income.

With her profits, Patience boosts her savings and increases her stock of merchandise in her shop in order to have a larger inventory.

Patience, together with Alberta and Nuel, need a total amount of GHS 3100 to expand businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Patience's Group's $1,550 loan helped a member to buy wax-prints and underwear in order to strengthen her business and increase her income.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 21, 2013
Currency Exchange Loss:
Dec 17, 2013