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Lala has been involved in land cultivation for more than 10 years. She cultivates tomatoes and grows different types of trees (peach, apricot, cherry, plum, nut, apple, and pear). Lala learned how to farm when she was very young and now that she has her own family, agriculture helps her to have a stable income.
Lala's family consists of her husband, daughter, son and mother-in-law.

The loan that Lala is requesting will help her to acquire the farm inputs she needs to grow and cultivate fruits and vegetables. She needs seeds and fertilizer, which is very important for successful cultivation of the land. The loan will help her to have available everything she needs to carry out agricultural work and cover other cultivation costs.

The loan is very important for Lala and her whole family to enlarge their agricultural business and have the big farm of their dreams.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Lala to pay for fertilizer, seeds and cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 21, 2013
Currency Exchange Loss:
May 17, 2015