Update on NudjiratouNudjiratou is a 37-year-old woman who is married to a chauffeur. She has three children, of whom two are in school. Nudjiratou has been working as a retailer since 1987. She sells grocery items to any customers in her store. She purchases the goods in Lomé and works by herself. At the moment, her main problem is not being able to meet all the demand.
Nudjiratou has requested her fourth WAGES loan to purchase grocery items. She wants to reinvest in her business. In the coming years, she would like to increase the size of her displays. She says that she plans on using the profits to meet the needs of her children.
Previous Loan DetailsNudjiratou is a 36-year-old woman who is married to a driver. She has three children who go to school. The oldest child is 12 years old, and the youngest is 8. Nudjiratou has been working as a retailer since 1987. She sells grocery items to all comers to her store. She purchases her goods in Lomé... More from Nudjiratou's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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