Mme Haoua sells various goods such as juice, traditional African cloth, shoes, and local perfume, but her main activity has been selling juice: 'zoom koom', 'gnamakou' etc. since 1992. She buys her goods in Bobo, in the market of Cissin and in the village. Her customers come from various places to the open air market where she sells her goods.
Mme Houa would like to buy three big buckets of local perfume ('houssina') to sell during the rainy season when it is not possible to sell much juice. She wants to reinvest her profit in her business. She would like to expand her business, operate it economically, and put her children in better schools.
Mme vend divers produits tels du jus, des pagnes traditionnels, des chaussures et du parfum local mais son activité principal reste les jus (zoom koom, gnamakou etc.) depuis1992. Elle s’approvisionne à Bobo, au marché de cissin et au village. Ses clients viennent de partout dans le marché où elle vend.
Mme veut s’acheter 03grand sceaux de parfum local (houssina) pour la saison pluvieuse car les jus ne marchent pas en cette période là.
Avec ses bénéfices, elle veut réinvestir dans son activité. Mme ambitionne agrandir son activité, devenir opératrice économique et mieux scolariser ses enfants.
About Micro Start/AFDThis loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.
Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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