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Although she has received no formal education, Esi is an entrepreneur. She specializes in preparing and selling “Wakye” (a traditional Ghanaian dish made primarily from beans, rice and colored leaves). She usually sells her Wakye in Egyirfa (near Cape Coast). She has been involved in preparing and selling Wakye for 20 years. Esi is married and has six children. Her husband works as a contractor. The proceeds from her business normally go toward helping her husband to cover the family’s general expenses and to pay their children’s school fees. Esi wants to use her loan to buy more rice and beans, thus increasing her current inventory levels. This will permit her to sell more of her tasty Wakye. In the long term, Esi plans to reinvest the profits in her business, thus helping her to expand and meet rising customer demand.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Esi to buy more rice and beans, thus increasing her inventory levels so she can sell more of her tasty "Wakye" (a traditional Ghanaian dish made primarily from beans, rice and colored leaves).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 19, 2013
Currency Exchange Loss:
Oct 19, 2013