Check out some available loans that are similar to this one!
Agnes D.'s Group
In this Group: Agnes D., Alhajie Salieu, Florence F., Mohamed S., Mabinty M.
Agnes is the featured leader of this group of teachers from the northern city of Makeni. The 39-year-old is married to a school principal, and the couple has three children. Two of them are attending secondary school, and one is in college. Agnes has been a school teacher for many years. She has requested this loan in order to pay school and college fees for her children, and to renovate her house with the rest.

School staff and other salaried workers do normally come to SMT, Kiva’s first field partner in Sierra Leone, to apply for loans. As salaries are usually very small, these loans help borrowers to buy or invest in things that their salaries would not otherwise let them buy or invest in.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 17
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 4,329.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Agnes D.'s Group's $1,800 loan helped a member to pay school and college fees for her children, and to renovate her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 20, 2013
Currency Exchange Loss:
May 17, 2014