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Paulina's Group
In this Group: Paulina, Armarh, Faustina, Nancy, Grace, Nancy
This group is formed by six members who are successful traders. One of the members is Paulina, who is 34 years old, married, and has three children.

For five years now, Paulina has worked as a cold store operator, selling fish and meat of various kinds. This her second loan request from Kiva through ID-Ghana, but this is her group members’ first loan request from Kiva. They have been clients of ID-Ghana for three years, with four consecutive loan cycles, which they say show that they are punctual with their repayments.

Paulina is requesting a loan to buy fish from the fishing harbor and also meat, so that she will sell to make more profit.

Armarh is 56 years old, and her business is selling fried fish. Faustina is 36 years old, and her business is selling slippers and jewelry. Nancy is 36 years old, and her business is selling plastic products. Grace is 20 years old, and her business is plastic products. Nancy Y. is 57 years old, and her business is selling kenkey (corn paste) and fried fish.

They need a total amount of GHS 2,600 to be able to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $11,546,275
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Paulina's Group's $1,300 loan helped a member to buy fish from the fishing harbor and also meat, so that she will sell to make more profit.
99% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 21, 2013
Currency Exchange Loss:
Nov 17, 2013