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Immaculate is married with five children, three in school. She also takes care of her elderly parents. She has a business selling fruits and vegetables at the market and sells on a retail basis only. She has applied for a loan of 700000 Uganda shillings from MCDT-SACCO to buy eggplant, green pepper, carrots, tomatoes, cabbage and onions. She has been in this business for seven years. Immaculate generates additional income selling sweets and biscuits. Her major business challenges include seasonality and defaulters. She is aspiring to grow more vegetables and also to build her own house. She resides in a rented house and the family has access to electricity but no piped water. Her monthly expenses include rent and school fees for her children.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 305
    View loans »
    Uganda Loans Fundraising
  • $29,652,575
    Funds lent in using Kiva
  • 2,600.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Immaculate to buy more baskets of eggplant, green pepper, carrots, tomatoes, cabbage and onions.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 19, 2013
Currency Exchange Loss:
Oct 20, 2013