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Caroline's Group
In this Group: Caroline , Leticia , Rejoice , Nancy
This group consists of four partners residing in Teshie. They are Caroline, Nancy, Rejoice and Leticia. They have been together since 2011 and are still doing very well. They sell flour, cooking oil, wigs, ladies footwear, sugar, milk, fruit drinks and maize (corn).

Nancy, the leader, is 38 years old and sells flour, margarine, sugar and milk. She is a divorcee and has two grown children who are staying with her. She has been in business for the past three years. On September 15th, 2011, she took her first loan of GHS 300. Through her dedication and seriousness in her business, she has been able to build up trust with ID Ghana. For her 3rd loan, she is requesting an amount of GHS 800 to help her boost the business and to satisfy her customers in and around the community. The members together need GHS 2,350 to buy more goods to sell to their respective customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Caroline's Group's $1,175 loan helped a member to buy flour, margarine, sugar and milk.
98% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 21, 2013
Currency Exchange Loss:
Jan 17, 2014