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Tufaniso is a kind and modest woman, who is 38 years old. She is married and has three children. Tufaniso works at the district hospital in the city of Khujand. She is the head nurse. She loves her work very much. She tries to help sick people. She has been working at the hospital for over 15 years. Her oldest daughter has grown up already, and Tufaniso plans to marry her off. Everything that she earns goes toward living expenses, and she and her husband just cannot save money. Tufaniso wants to repair her house because it needs updating, but she does not have enough money for this. After seeking advice from relatives, she decided to obtain a loan from Arvand. Tufaniso plans to use this loan to buy construction materials for fixing up the rooms. She hopes that she will be financially supported at Arvand and helped with realizing her plans.
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Туфанисо добрая и скромная женщина в возрасте 38 лет. Она замужем и имеет 3 детей. Тухфанисо работает в областной больнице города Худжанда. Она старшая медсестра. Она очень любит свою работу. Старается помогать больным людям. В больнице работает более 15 лет. Ее старшая дочка уже совсем выросла и Тухфанисо планирует выдать ее замуж. Все что она зарабатывает все уходит на проживание и они вместе с мужем никак не могут накопить денег. Тухфанисо хочет отремонтировать свой дом так как дом нуждается в обновлении. Но на ремонт она не имеет достаточно денежных средств. Посоветовавшись с родными она решила получить кредит в Арванде. На полученный кредит Тухфанисо планирует купить строительные материалы для отделки комнат.
Надеется, что в Арванде ее финансово поддержат и помогут в осуществлении ее планов.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Tufaniso to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 20, 2013
Currency Exchange Loss:
Jul 17, 2014