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Joy
As a married parent of two children, Joy works hard to support her family.

She has a buying and selling of rice grains business in the Philippines and earns additional income from motorcycle transport and pig fattening. Joy is borrowing PHP 30,000 through NWTF to purchase additional rice grains to sell.

Joy has been sustaining her business activities through her past 18 loans from NWTF. She hopes that her hard work will help her attain her dream of building and expanding her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1316
    View loans »
    Philippines Loans Fundraising
  • $56,524,250
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Joy to purchase additional rice grains to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2013
Listed
Jun 21, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013