Joann is 29 years old. She is married and has four children. She lives in Dalumpinas, Sapang Dalaga. To make a living, Joann owns motorcycle transport as source of income. She has been in this business for five years, earning a monthly income of 3000PHP. Joann has requested a loan to pay for a hospital bill. Joann has been a CUMI member of Paglaum MPC since 2007.
About Paglaum Multi-Purpose Cooperative
Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.
In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.