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Mrs. Ket C. is a broom-maker. Her husband transports the brooms to the local market to sell. Together they earn around $5 per day. The couple has three children, all of whom are in school. The family lives in Chmkar Samrong Village, Battambang Province.

Because their income is not sufficient to support the family’s expenses, she wants to pursue an additional business of oxen rental. Mrs. C. is requesting a loan of $300 to purchase an ox. She will then be able to rent out the ox to local farmers that need it to plow their fields, but cannot afford to purchase and take care of an ox on their own. By pursuing this business venture she hopes to increase her family income.

About Hattha Kaksekar Limited (HKL):

Hattha Kaksekar Limited (HKL) is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ket to purchase an ox.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 13, 2008
Jul 29, 2008
Currency Exchange Loss:
Jul 15, 2009