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Ruth is a single mother of six children; four of her children go to school. She also takes care of additional family members including her sister. She has a business selling second-hand bags. She has been in this business for eight years. She has applied for a loan of 1,600,000 Uganda shillings from MCDT SACCO to buy more bales of second-hand bags. She does not have any other income generating activity. She sells on wholesale basis seven days out of very week. Her major business challenges include seasonality and defaulters.

Miriam aspires to import second-hand bags from Dubai and earn enough profit so she can build her own house. She resides in a rented house and the family has access to electricity and piped water. Her monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD