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Ruth is widowed with four children, and two of her children go to school. She also takes care of additional family members. She has a business selling charcoal and has been in this business for 20 years selling to all categories of people by retail basis only. She has applied for a loan of 2,000,000 Ugandan shillings from MCDT SACCO to buy more bags of charcoal. She generates additional income from a retail shop. She sells on a retail basis and works seven days out of every week. Her major business challenges include transportation and the rainy season, which makes roads in the villages impassable. She is aspiring to become a wholesaler and also to buy a delivery van to ease in transportation. She resides in her own house and the family has access to electricity and piped water. Her monthly expense includes school fees, paying for utility bills, and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ruth to buy more bags of charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jun 19, 2013
Currency Exchange Loss:
Nov 18, 2013