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Rwemengo Tumanyane Devt Group
In this Group: Joyce, Celesensio, Lauben, Lawrence, Vereriyano, Gastone, Denis, John, Donald, Francis, Gilbert, Vicent, Robert, Doreen, Benjamin, James, Charles, Jonan, Joseph
Joyce is a 54-year-old widow with six children, three of whom are still in school. She also takes care of two dependants who are her nephews; they are also in school.

Joyce owns a small bar in rural Ibanda, and most of her clients are the community members who cannot afford processed beer and resort to locally brewed gin. Joyce supports the income from the bar with a piggery project of about six pigs, which she sells on quarterly basis.

She will use the loan to build an improved pig sty to shelter her pigs from the harsh weather and wild animals. With new structure, she hopes the quality and quantity of her pigs will increase.

She is grateful to the group members for the support, and thanks the Kiva lenders for partnering with them despite being in a very remote area.

In the picture are 25 members who all signed the waiver form because they all belong to the group; some are not taking loans this cycle, but intend to take loans during the next cycle.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 174
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Rwemengo Tumanyane Devt Group's $2,175 loan helped a member to buy building materials to build an improved pig sty.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 21, 2013
Currency Exchange Loss:
Jan 17, 2014