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Firuza is a young 38 year-old woman. She is married and has three children. She was not able to get into a university after completing school due to financial difficulties. But Firuza has had a love for sewing since childhood. She liked very much to observe how her grandmother sewed national dresses. And when Firuza grew up, her grandmother gave her her sewing machine. Gradually, Firuza learned how to sew national dresses. Now she is a professional seamstress. She has a lot of clients. This is how Firuza earns her living now. Firuza's sewing machine has gotten old and often breaks down. This is why she wants to buy a new sewing machine, but she does not have enough money to buy one. Hence, Firuza decided to come to the Arvand organization for a loan. She hopes very much that Arvand will help her and offer financial support.
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Фируза молодая женщина в возрасте 38 лет. Замужем и имеет троих детей. После окончании школы не смогла поступить в университет так в семье были финансовые трудности. Но у Фирузы с самого детства была любовь к шитью. Ей очень нравилась наблюдать как ее бабушка шьет национальные платья. И когда Фируза повзрослела бабушка подарила ей свою машинку. Постепенно Фируза научилась шить национальные платье. Теперь она профессиональная швея. У нее очень много клиентов. Этим сейчас Фируза зарабатывает себе на жизнь.
Швейная машинка у Фирузы совсем устарела и очень часто ломается, поэтому она хочет купить новую швейную машинку. Но чтобы купить машинку ей не хватает денежных средств. Поэтому Фируза решила обратиться в организацию Арванд за кредитом. Она очень надеется что ей в Арванде помогут и финансово поддержат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Firuza to buy a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 17, 2013
Currency Exchange Loss:
May 17, 2014