Martin is a 32-year-old married man. He has four children with ages ranging from 3 months to 12 years. He operates a retail store where he sells soft drinks, cakes and mineral water. He has been involved in this business for 10 years. His business is located in a busy area. He describes his biggest business challenge to be cold weather and the lack of capital.
He will use the 30,000 KES (Kenyan shillings) loan to add stock of soft drinks, cakes, mineral water, bread and other items. This is his third loan with SMEP DTM. Previous loans were paid successfully.