Phat is 33-years-old, married and has five children. She reside in her own home in Kompong Speu province. She has dedicated herself to agriculture, sowing rice, an occupation she learned from her parents. Phat has been involved in this for almost 15 years. She owns just a few pieces of farmland which are not far from her home. However, she cannot earn enough to provide for their needs, mostly just for their daily food.
The loan she needs will make it possible for her to invest in purchasing farming materials and hiring people to help work on their farm. She will buy fertilizer, herbicides, pesticides, insecticides, and seeds. This will help her increase her rice production and earn a higher income.
Her dream is to strengthen and expand the business, and offer her children a better quality of life.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.