Eseta is 20 years old and married. She has one child. To earn a living, she makes and sells Samoan crafts, like tanoa [a wooden vessel], samoan tootoo, and woven fine mats. She has been doing this for one year. Eseta has requested a loan to buy pandanus leaves, carving woods, and carving knives. She plans to use her profits to improve her business and for her child's education. She joined SPBD in 2013, to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.