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Hayk and his family own a big and beautiful farm which includes two cows, three bulls, two calves, two pigs and fourteen piglets, eight sheep, eight lambs and three chickens. Hayk has earned all these during many years and by working tirelessly. Hayk is 58 years-old and lives in the village Zovaber in the Gegharkunik area. He has a big and lovely family which includes his wife, retired mother, sons, daughter-in–law and two grandsons.

Hayk and his sons, despite of their salaries, the main income they have comes from farming and agriculture. So they have decided to ask for a loan of 1000.000 Armenian drams in order to buy three cows, twenty chickens and a lot of animal fodder. They will be very happy if, like many other people, they will also be supported by Kiva lenders.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,400 helped Hayk to buy three cows, twenty chickens and a lot of animal fodder.
96% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 20, 2013
Currency Exchange Loss: