Thi Khiem's Group
Mrs. L. Thi Thuoc (ID Number 03070009), born in 1964, would like to borrow 3,604,000VND to purchase a buffalo and invest in breeding ducks.
Mrs. H. Thi Chien (ID Number 03070010), born in 1965, would like to borrow 3,604,000VND to invest in her cafe.
Mrs.N. Thi Hoai (ID Number 03070046), born in 1985, would like to borrow 2,756,000VND to open a woodcarving shop.
Mrs. L. Thi Xuyen (ID Number 03070007), born in 1966, would like to borrow 3,604,000VND to invest in crafting.
Mrs. H. Thi Thao (ID Number 03070008), born in 1984, would like to borrow 3,604,000VND to invest in her souvenir shop.
Mrs. L. Kim Oanh (ID Number 03070011), born in 1959, would like to borrow 3,604,000VND to invest in her butcher shop.
The total amount requested is 1450USD.
Translated from Vietnamese by Pham Yen Thanh, Kiva Volunteer.
Chị Nguyễn Thị Khiêm, sinh năm 1974(Ms 03070006), mức vay:3.604.000 vnđ để đầu tư bán hàng hoa quả.Vợ chồng chị có hai con nhỏ đang trong độ tuổi đi học.Hàng ngày chị đi chợ bán hoa quả, chồng chị là thợ mộc có thu nhập ổn định. Thu nhập bình quân mỗi ngày của vợ chồng chị khoảng 150.000 vnđ nên rất dễ dàng với những khoản vốn vay trả góp.Thấy được lợi ích của vay vốn phát triển kinh tế, chị và những người trong làng mạnh dạn đăng ký tham gia vay vốn với mục tiêu cải thiện mức sống, kỹ năng sống.Trong nhóm chị còn có:
Lê Kim Oanh (Ms 03070011), sinh năm 1959, mức vay: 3.604.000 vnđ để đầu tư bám hàng thịt lợn .
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
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This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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