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Pyahu Group
In this Group: Juana, Graciela, María, Elida, Antonia, Lucia, Fidelina, Porfiria, Francisca, Eusebia, Nidia, Teodora, Águeda, María*, Ramona*, Liza*
* not pictured
The Pyahu group is in its second loan cycle of the women's communal bank programme. 7 members find themselves below the poverty line, which is known thanks to the fact that they are doing the elimination of poverty survey.

Graciela is one of these women. She sells fresh vegetables at her stall, and with the income tries to carry on growing and improving their lives. The survey shows that she is at a medium level, but in spite of that she is putting in effort to move forward and day by day to improve. She defines herself as a person who fights, makes sacrifices and wants to keep growing.

She is applying for this loan to buy tomatoes, peppers, onions, carrots and other types of vegetables as she wants to keep going with her sales and obtain a better income. She is thankful for this opportunity that she and her friends receive with this loan.
View original language description ↓
Pyahu está en su ciclo número 2do. del programa de comité de mujeres, 7 integrantes se encuentran por debajo de la línea de pobreza, esto se sabe gracias a que ellas están haciendo la encuesta de eliminación de pobreza.
Graciela es una de estas mujeres, ella vende verduras frescas en su puesto, y con sus ingresos trata de ir creciendo y mejorando sus vidas. Su encuesta mostro que ella está en un nivel medio, pero pese a ello está esforzándose por salir adelante y día a día mejorar. Se define a sí misma como una persona que lucha, se sacrifica y quiere seguir creciendo.
Solicita de este crédito para la compra de tomates, locotes, cebollas, zanahorias y demás tipo de verduras, ya que quiere seguir con sus ventas y procurando mejorar sus ingresos. Agradece por esta oportunidad que ella y sus amigas reciben con este crédito.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 96
    View loans »
    Paraguay Loans Fundraising
  • $32,366,075
    Funds lent in using Kiva
  • 4,415.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Pyahu Group's $3,125 loan helped a member to buy fresh vegetables to sell, such as tomatoes, peppers, onions, carrots and others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 18, 2013
Currency Exchange Loss:
Oct 17, 2013