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Concepción De Lourdes

Update on Concepción De Lourdes

Concepción is 36 and married. Her husband lives outside the country, and she lives in the town of Peña Blanca with her three children. For several years, she has run a small grocery store through hard work and with loans so that she could support her family. She has kept the business going through good management and her husband's help. She sells grocery items like soap, disinfectant, toothpaste,toilet paper, and more.

She has had three loans with ODEF, which were financed through Kiva. She is applying for a loan of 20,000 to buy grocery items like toilet paper, bath soap, disinfectant, toothpaste, basic grains, milk products, beverages, margarine, and sugar so that she can offer her customers more variety and attract even more customers. She will work toward her goal to grow her business and educate her children.
View original language description ↓
Concepción, tiene 36 años de edad, es casada su esposo reside en el extranjero, vive en una aldea de Peña Blanca, Cortes junto a sus tres hijos. Tiene varios años de tener su negocio de pulpería que con muchos esfuerzos y con la ayuda de los prestamos a podido mantenerlo activo y sacar para el sustento diario de la familia. Ella ha logrado mantener su negocio con la buena administración y con la ayuda de su esposo. Vende productos alimenticos como, huevos, manteca, frijoles, azúcar, harina, leche, refrescos y productos de abarrotería como, jabón, desinfectantes, pastas dentales, papel higiénico entre otros. Ha solicitado tres préstamos anteriores a ODEF, de los cuales dos han sido financiados por Kiva. Y actualmente solicita el cuarto préstamo por 20,000 lempiras para comprar productos alimenticios y de abarrotería como, papel higiénico, jabón para lavar y de baño, desinfectante, pastas dentales, granos básicos, lácteos, refrescos, manteca, azúcar etc. Para ofrecer mejor variedad de productos a los clientes y así su negocio pueda crecer aun mas en clientes. Continua con su meta de hacer crecer el negocio y poderles dar el estudio a sus hijos.

Previous Loan Details

Concepción, 35, is married; her husband lives abroad. She has three children who are 14, 10 and 2 years old. She lives in a village in Peña Blanca, Cortes. Concepción has a grocery store. She opened it four years ago aiming at having an additional source of income for her home and to be able t... More from Concepción De Lourdes's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Concepción De Lourdes to stock her shop with groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 20, 2013
Currency Exchange Loss:
Oct 17, 2013