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Maricela Del Carmen
Maricela is a successful enterprising woman. She’s 32, married and has four children aged 15, 10, 9 and 3. Her business is a snack shop in a local public school near her community. She’s been in this line of work for three years. She sell food, soft-drinks, canned juice, boxed juice, cheese puffs, ice-cream, frozen treats, enchiladas, tacos, fresh fruit, etc.

She will use the loan to buy products like soft-drinks, Coca-Cola, basic grains like rice and beans, sugar, oil, snacks, canned juice, boxed juice, tortillas, beef, chicken, salt, pepper, tomato sauce, onions, peppers, frozen treats, etc.
View original language description ↓
Maricela es una mujer emprendedoras de éxito, casada, con 32 años de edad, tiene 4 hijos de 15, 10, 9 y 3 años de edad, su negocio es tener un cafetín estudiantil en un colegio público cerca de su comunidad, esta actividad tiene 3 años de dedicarse a eso. Comercializa comida, gaseosas, jugos de latas, jugos de caja, meneítos, helados, bolis, enchiladas, tacos, frutas frescas etc. El crédito lo invertirá en la compra de productos como gaseosas coca cola, granos básicos como arroz, frijoles, azúcar, aceite, chiverías, jugos de latas, jugos de caja, tortillas, carne de res, carne de pollo, sal, pimientas, salsa de tomate, cebolla, chiltoma, bolis, etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maricela Del Carmen to buy stock merchandise for her food stand.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 20, 2013
Currency Exchange Loss:
Nov 17, 2013