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Update on José

José is single and has no children. They live in a house under the ‘anticrético’ modality [a transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] located in the city of La Paz’s Llojeta zone.

He studied up to the secondary level and currently works as a member/owner for one of the city of La Paz’s radio dispatched taxi services.

He needs the loan to service his vehicle (oil change, brake fluid and steering fluid change) to keep his work tool in good operating condition.

His dream is to own a second vehicle and eventually to have his own chain of radio dispatched taxis so his income will increase and his quality of life will improve.

This is his second loan request to IMPRO and KIVA.
View original language description ↓
Jose es soltero no tiene hijos, viven en casa en anticretico, la casa se encuentra ubicada en la zona Llojeta de la ciudad de La Paz.
El estudio hasta el nivel secundario y actualmente trabaja como socio propietario en uno de los Radio taxis de la ciudad de La Paz.
El crédito lo requiere para el mantenimiento en general de su vehículo (cambio de aceites y líquidos de frenos y de volante; así mantendrá en buen estado su herramienta de trabajo.

El sueño de Jose es tener una segunda movilidad y a lo largo tener su propia cadena de radio taxis, así sus ingresos aumentaran y mejorara la calidad de vida.

Es la segunda vez que solicita crédito junto a IMPRO y la segunda vez con KIVA.

Previous Loan Details

José’s single and has no children. He lives in a house under the ‘anticrético’ modality [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose ... More from José's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped José to service his taxi.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 18, 2013
Currency Exchange Loss:
Jan 18, 2015
This photo was used before for a previous loan for José. It was first posted on Kiva on Feb, 2013. Learn More