Choi Aan Lom Group
Ngahneikim is married and blessed with four daughters and two sons. The eldest is 21 and the youngest of the siblings is 2 years of age. Her husband is a peon in the post office with a meager monthly salary, which is not enough to support the family. Because of this, the two eldest siblings of the family did not attend school; instead, they work in the fields growing vegetables to support the family. However, three other siblings are enrolled in the government school in the village.
Ngahneikim faced all kinds of problems in taking care of the family expenditures and paying the monthly school fees and other expenses of her school-going children. So, since 2009, she started selling vegetables in the nearby town, and with the help of her two children, plants and grows all kinds of vegetables for consumption and also for sale. She said that her daily income somehow helps with the family’s daily expenses. At the same time, with the help of her two elder children, she also raises piglets for sale.
Ngahneikim said that with the loan from Kiva, she will buy all kinds of seasonal seeds and saplings to cultivate them in her vegetable field. Most of the vegetables that she sells are the produce from her vegetable field. She sells them in the nearby town and the village.
The other group members are also engaged in income-generating activities like raising piglets, chicks, cows, and buffaloes; they also sell vegetables in the neighbouring villages.
More information about this loan
This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.
This is a Group Loan
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This loan has been fully funded!