Fatmir is fifty-two years old and a father of five children, with all of them attending school. He lived in Greece for long time until five years ago when he decided to come back to his country to a little rural village located in the southeastern part of the country and practice as a van/bus driver. He is the only one to bring an income home. They also generate a small income from the sales of their agro-livestock fresh produce.
Fatmir has been operating this currently rundown passenger minivan for the past five years. In Albanian this kind of van is called “furgon.” He needs to repair this vehicle and replace the engine with a new one, and this is why he is applying for a loan now. He remains confident that lenders will help him financially and he promises to them to pay back the loan on time.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.