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Maria Del Rosario

Update on Maria Del Rosario

María, 36, is married and has four children; she lives in the municipality of Santa Cruz de Yojoa. She decided to start her own business over a year ago so she could earn extra income to support her household. She sells rice, sugar, shortening, flour, salt, coffee, snacks, candy, soft-drinks, condiments and other basic products. She also makes ‘topogigios’ (frozen treats) to sell.

She’s decided to request a second loan for 9,000 Lempiras to stock up on food items like basic grains, bread, soft-drinks, snacks, candy, coffee, salt, sugar, etc. to increase sales and earn higher income. Her plan continues to be to expand the business in order to improve her quality of life.
View original language description ↓
María, tiene 36 años de edad, casada, tiene 4 hijos y vive en el municipio de Santa Cruz de Yojoa. Hace más de un año que ella ha decidido poner su propio negocio con el fin de obtener otros ingresos para el sostenimiento del hogar. Ella vende arroz, azúcar, manteca, harina, sal, café, churros, dulces, refrescos, condimentos y otros productos básicos. También hace topogigios (helados) para vender. Ha decidido solicitar un segundo préstamo por 9,000 lempiras para surtir de productos alimenticios como granos básicos, pan, refrescos, churros, dulces, café, sal, azúcar etc. y aumentar sus ventas para obtener más ingresos. Su plan sigue siendo la de ampliar el negocio para poder mejorar su calidad de vida.

Previous Loan Details

Maria, 36, is married and has 4 children. She lives in the municipality of Santa Cruz de Yojoa. A year ago, she decided to start up her own business so that she could earn extra income to support her household. She sells rice, sugar, butter, flour, salt, coffee, chips, sweets, drinks, condimen... More from Maria Del Rosario's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $9,205,075
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Maria Del Rosario to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 20, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Maria Del Rosario. It was first posted on Kiva on Jan, 2013. Learn More