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Martin is a 29 year old young man. He is married and has five daughters. They live in Caserío Los Yaxón, in the village of El Tablón, town of Sololá, department of Sololá. Martin is a construction worker and builds houses both in his community and in the surrounding area. He learned this trade from his father because as a child, he helped him build. With this job, he generates the income he needs to support his wife and daughters. As a responsible father that is concerned about his family’s life, he wishes to improve his housing conditions.

In addition to working as a construction worker, he is engaged in farming and this also helps him generate complimentary income to support his family. He is requesting a loan of $525.00 to purchase cables and wire for installation of electricity in his home. His dream is to improve his housing conditions by applying finishes in his home and building a retaining wall.
View original language description ↓
Martin es una joven de 29 años de edad, unido, tiene 5 hijas; ellos viven en Caserío Los Yaxón, Aldea El Tablón, municipio de Sololá, departamento de Sololá.
Don Martín trabaja como albañil, construyendo casas tanto en su comunidad como fuera de ella. Este oficio lo aprendió de su padre porque él de niño lo ayudaba a construir. Con esta labor el genera los ingresos necesarios para el sostenimiento de sus hijas y de su esposa. Como padre responsable y preocupado por la vida de su familia desea mejorar las condiciones de su vivienda
Además del trabajo de albañil, él se dedica a la agricultura que también le ayuda a generar ingresos complementarios para el sostenimiento de su familia
El solicita un préstamo de Q 4,000.00 para compra de cables y alambre para la instalación de energía eléctrica en su vivienda
Sueña con mejorar las condiciones de su vivienda a través de la aplicación de acabados en su casa y la construcción de un muro de contención.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Guatemala

  • $5,300
    Average annual income
  • 96
    View loans »
    Guatemala Loans Fundraising
  • $9,959,450
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Martín to purchase cables and wire for installation of electricity in his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 20, 2013
Currency Exchange Loss:
Jul 17, 2014