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Rosa Estela
Rosa, 27, is married and has a beautiful nine-year-old daughter. They live in the community of Chuacruz, which is located in the municipality of San José Chacayá, Sololá department.

Rosa makes and sells bread. She has an establishment in the city center of Sololá, where she sells warm bread to her customers every day. She learned from her husband and works with it because it leaves good profits that help her to provide for her daughter. She has been doing this for eight years.

She is requesting a loan of Q 10,000 [GTQ] to buy a computer (the one she has is obsolete). With this computer, her daughter will be able to work on her daily school projects.

Rosa’s dreams are to expand her business and support her daughter so that she can study and become a professional in the future.
View original language description ↓
Rosa es una mujer de 27 años de edad, casada, tiene una hermosa hija de 9 años de edad; ellos viven en el Caserío Chuacruz, municipio de San José Chacayá, departamento de Sololá.
Ella se dedica a la elaboración y venta de pan. Cuenta con un local en el centro del municipio de Sololá en donde les vende a sus clientes pan caliente todos los días. Esta actividad la aprendió de su esposo y la realiza porque le genera buenas ganancias que le ayudan a brindarle alimentación, ropa y educación a su hija. Tiene 8 años de estar realizando esta actividad.
Ella solicita un préstamo de Q 10,000.00 para compra de una computadora (tiene una computadora ya obsoleta) para que su hija pueda realizar sus trabajos estudiantiles que le son requeridos todos los días.
Sueña con ampliar la venta de pan y apoyar a su hija en sus estudios y que en un futuro sean una profesional.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 116
    View loans »
    Guatemala Loans Fundraising
  • $10,315,200
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Rosa Estela to buy a computer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 20, 2013
Currency Exchange Loss:
Jan 28, 2014