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Jaime Rufino
Jaime, 29, is a single man that lives in the city of Ica. He is a kind, hardworking and enthusiastic person, with a strong will to succeed. Unfortunately, due to the lack of economic resources and because he had to work since he was young, Jaime could not study Mechanics. During his free time, he enjoys cooking a delicious “rice with chicken” to share it with his family.

He took the initiative to work as a mason, something he does with commitment and dedication. He does different types of works in houses, rooms, etc. Jaime starts working early in the morning, every day, and does it for approximately ten hours. During the weekends, he works as a taxi driver. Jaime likes his job and believes that he does well because he offers good prices and is kind to others.

Jaime feels grateful to Kiva lenders, since with the help he received he will be able to buy things he needs for his job, such as wood, a wheelbarrow and a hammer. These things will be very useful to continue with his works. He will continue working hard in order to make his dream come true: to have a house of his own.
View original language description ↓
Jaime es un hombre de 29 años, es soltero, vive en la ciudad de Ica, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven Jaime no pudo estudiar la carrera profesional de Mecánica, en sus ratos libres le gusta cocinar un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Jaime trabaja como albañil, realizando obras de construcción, como casas, habitaciones, y otros, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, adicionalmente los fines de semana trabaja como chofer de taxi, brindando servicios de transporte, Jaime se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Jaime se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de herramientas, como madera, una carretilla, martillos y otros, los cuales le servirán de mucho para poder seguir realizando sus trabajos de construcción, así pues Jaime seguirá trabajando y esforzándose para lograr su gran sueño de tener su casas propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD