On her own initiative and with a lot of determination and dedication, Sonia works as an accounting assistant in a commercial business in her city. She works everyday for about 10 hours and believes she is doing well because of her good performance and because of the kind way she treats others.
Sonia is really grateful to the Kiva lenders, because thanks to the help they have offered she will be able to make improvements to her house. She wants to buy different materials for the construction of a room in her house, because at the moment she and her family share the same room. In this way, Sonia and her family will have a greater sense of wellbeing and so she will keep working and striving to achieve her greatest dream of moving up the job ladder.
Por iniciativa propia, con mucho empeño y dedicación, Sonia trabaja como auxiliar en el área contable de una empresa comercial de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Sonia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar diversos materiales para la construcción de una habitación en su hogar, ya que actualmente ella y su familia comparten un mismo cuarto, de esta manera Sonia y su familia podrán tener mayor bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ascender profesionalmente.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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