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Djantoyerela Ii Group
In this Group: Setou , Maratou, Sata , Mariam , Ami , Nani , Kadia , Orokia , Djeneba , Bama
The ten members of the DJANTOYERELA II group are married women who, on average, are 40 years old and have six children each. They all live in polygamous families in Bougoula, one of the villages of the Sanankoroba commune (second administrative region of Mali).

They have joined the microfinance institution Soro Yiriwaso in order to successfully carry out their farming activities during the rainy season. They are on their second loan with the institution. Their previous loan was duly repaid.

The featured borrower, Setou, grows okra. In the photo, she is in the sitting row, second from the left. She plans to use her loan to buy agricultural inputs and seeds and to pay for the cost of plowing to cultivate 1.5 hectare (3.7 acres) of land.

After the harvest, she sells her crop to both consumers and resellers, in her village and at the Bougoula market.

She is expecting to make a profit of 90,000 CFA francs per season. This profit will allow her to repay her loan and to help her husband cover the daily expenses.
View original language description ↓
Les 10 membres du groupe DJANTOYERELA II sont des femmes mariées ayant une moyenne d’âge de 40 ans, 6 enfants et vivant toutes dans des familles polygames à BOUGOULA, un des villages de SANANKOROBA, 2ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur deuxième prêt avec l’institution, remboursés.
La spéculation cultivée est gombo avec SETOU , 2 eme assise de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter des intrants, des semences et payer les frais de labour pour entretenir 1,5 hectare.
La production est vendue au niveau du village, au marché de BOUGOULA, après la récolte à une clientèle composée de revendeurs et de consommateurs.
Elle compte réaliser un bénéfice de 90.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 491.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djantoyerela Ii Group's $1,025 loan helped a member to cover plowing costs and to buy seeds and agricultural inputs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 17, 2013
Currency Exchange Loss:
Jan 17, 2014