Nasreen, age 30, is a married woman. She is running a general store with the support of her husband. The man shown in the photo is Nasreen’s husband. They sell milk with other items of daily use, such as biscuits, rusks, etc., in their store. They have been doing this business together for the past five years and earn enough income to cover their household expenses. To meet the demands of her customers, Nasreen applied for another loan of 30,000 Pakistani rupees. This loan will help her to purchase more cans for storage of milk and some packs of biscuits and rusks. She is in her second loan and has shown good repayment behavior. Nasreen dreams of providing quality education to her four children through all her hard work.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.