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Minaya is 48 years old, married, and the mother of four children. She is an IDP (internally displaced person), and she lives with her husband and children in the Bilasuvar IDP Settlement. She was displaced from Fuzuli.

She has dedicated 18 years of her life to agriculture. She plants tomatoes, potatoes, eggplant, and other vegetables and fruits. Her monthly income from vegetable and fruit sales is 150 AZN. Minaya has big plans for the future, such as to get more land for cultivation. She is looking forward to an increase in her sales in the coming summer season, because people purchase fruit a lot in summer.

She has applied for a loan of 1900 AZN from Aqroinvest. She will use this loan to buy new fertilizers and seeds. These inputs will help her to grow more vegetables and fruits, and thereby earn more revenue in the coming summer. Thus, the loan will help her to support her family.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 19
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Minaya to buy new fertilizers and seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 18, 2013
Currency Exchange Loss:
Dec 17, 2014