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Musarrat is a 57-year-old married woman. She has been in a beauty parlor business for two years. She offers many facilities to her customers such as makeup, hairstyling and facials. Over time, she has attained a regular list of customers and makes enough to contribute to the family income. She needs to deal with more customers time after time. For this, she requires hair care products and skin products with packs of hair rollers and combs, so she applied for a loan of 30,000 Pakistani rupees (PKR) through Kashf Foundation. She is very experienced in her business and confident that her business will move in a positive direction as a result of this loan investment.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 148
    View loans »
    Pakistan Loans Fundraising
  • $13,288,575
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Musarrat to buy hair care products and skin products with packs of hair rollers and combs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 19, 2013
Currency Exchange Loss:
Jun 17, 2014